Tropic Isles Homes under $250,000

Tropic Isles Homes under $250,000

Welcome to Tropic Isles, a hidden gem nestled in the heart of Palmetto, Florida, within beautiful Manatee County. This charming subdivision offers an inviting blend of affordability and coastal living, making it an ideal choice for first-time homebuyers, retirees, or anyone seeking a serene escape in the Sunshine State.

Tropic Isles boasts a variety of homes priced under $250,000, providing a unique opportunity to own a piece of paradise without breaking the bank. Whether you’re searching for a cozy bungalow or a charming single-family home, this community has something to suit every taste and budget. The homes are designed with comfort and functionality in mind, featuring open layouts, spacious yards, and proximity to local amenities.

One of the standout features of Tropic Isles is its close-knit community atmosphere. Residents enjoy a friendly vibe, with neighbors often gathering for community events or simply enjoying the beautiful Florida weather together. The subdivision is conveniently located near parks, shopping centers, and dining options, ensuring you have everything you need within reach.

For those who appreciate outdoor activities, Tropic Isles is just a short drive away from stunning Gulf Coast beaches, where you can soak up the sun, enjoy water sports, or take leisurely strolls along the shore. With its affordable homes and vibrant community spirit, Tropic Isles offers a unique lifestyle that perfectly balances relaxation and recreation.

Discover your dream home in Tropic Isles today, where affordability meets the allure of Florida living!

Newest Tropic Isles Homes under $250,000

298 Bahama Drive, Palmetto
$250,000
3 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
Canal and pond views, fresh updates, and easy Florida living await in this fully furnished, turnkey Palm Harbor–built manufactured home in Palmetto's sought-after Tropic Isles Co-Op, a 55+ resident-owned waterfront community! Set on a unique angled corner lot, this elevated home offers water views from both sides: a peaceful pond out front and a scenic canal out back, where you can watch manatees and dolphins glide by. Inside, a bright open-concept layout connects the living, dining, and kitchen areas, filled with natural light and perfect for entertaining or relaxing. The kitchen was updated in 2022 with beautiful shaker cabinetry, marble countertops, a large island with seating, and a tile backsplash, and a new HVAC system was installed in 2026 for added peace of mind. The split-bedroom floor plan places the primary suite, with its own private bath and walk-in shower, apart from two additional bedrooms and a full guest bath, ideal for visiting guests, a home office, or a hobby room. Step out to the covered back porch to enjoy morning coffee or evening sunsets overlooking the canal or take in the birdlife at the pond across the street. An extra-tall carport provides covered parking, and a shed beside it offers plenty of storage. Offered fully furnished and move-in ready, this home lets you skip the hassle and start enjoying the Florida lifestyle from day one. Take the virtual tour and schedule your private showing today!

298 Bahama Drive, Palmetto
130 Capri Drive, Palmetto
$115,000
2 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
NEW PRICE: COME CHECK OUT THIS UNIT! Wake up to the gentle coastal breeze and embrace the relaxed waterfront lifestyle you've been dreaming of in the highly sought-after Tropic Isles Co-Op, a resident-owned 55+ community where every day feels like a vacation. Boating enthusiasts will appreciate the deep-water marina with direct access to Tampa Bay and the Gulf of Mexico, making spontaneous days on the water effortless. Spend your mornings strolling through waterfront parks, launch a kayak at sunrise, unwind in the heated pool and spa, stay active in the fitness center, or gather with neighbors for shuffleboard and the many social events that make this community so special. This spacious two-bedroom, two-bath home welcomes you with an abundance of natural light streaming through newer windows, creating a bright and inviting atmosphere. The thoughtfully updated kitchen and bathrooms blend style with everyday comfort, while the generous living and dining areas provide plenty of space for entertaining guests or simply relaxing at home. A newer air-conditioning system, just two years old, keeps the home comfortable year-round, while the roof, only two and a half years old, provides added peace of mind. Step outside to the paved rear patio, where morning coffee is accompanied by fresh coastal air and evenings become the perfect setting for dining, entertaining, or unwinding after a day on the water. An attached storage shed provides ample room for beach gear, fishing equipment, tools, or hobby supplies. Whether you're searching for a seasonal escape or a full-time residence, this home combines comfort, value, and the unmatched charm of waterfront living in one of the area's most desirable active communities.

130 Capri Drive, Palmetto
4 Basin Street, Palmetto
$220,000
1 Beds ⋅ 1 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
WATERFRONT LIVING + BOAT LIFT + MOVE-IN READY! Your Florida waterfront lifestyle starts right here at 4 Basin St. in Tropic Isles! This beautifully maintained and fully furnished 2015 Palm Harbor home offers a rare opportunity to enjoy waterfront living with your assigned shared boat slip and 10,000-lb boat lift right outside your door. Located on a protected basin with direct open-water access to Terra Ceia Bay, you can spend your days boating, fishing, kayaking, or simply relaxing and watching life on the water. The thoughtfully elevated 1BR/1BA home provides added peace of mind, while the concrete area beneath the entire home with over 5 feet of clearance offers exceptional storage for all your waterfront toys, tools, and extras. The comfortable north-facing patio provides a pleasant outdoor space to relax, entertain, or enjoy your morning coffee by the water. A separate shed/office space adds even more flexibility for hobbies, storage, or working from home. And the best part? It is being sold fully furnished—just bring your suitcase and start enjoying Florida! Located in Tropic Isles Co-op, an active and friendly 55+ waterfront community, residents enjoy an incredible lifestyle with a full-service marina, heated pool, hot tub, fitness room, game rooms, library, shuffleboard, social activities, and approximately 2.5 miles of waterfront to enjoy. The $372 monthly maintenance fee includes water, sewer, trash, recycling, park management and access to all amenities including the marina. Waterfront. Boat lift. Open-water access. Fully furnished. Low-maintenance Florida living. Opportunities like this don't come along often. Check out the virtual tour and schedule your private showing today—your waterfront escape is waiting!

4 Basin Street, Palmetto
58 Montego Drive, Palmetto
$89,000
1 Beds ⋅ 1 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
SUNSHINE COTTAGE, 55+ WATERFRONT COMMUNITY and NO LOT RENT! Move-in ready and lovingly maintained, this charming 1BR/1BA park model is the perfect Florida getaway in sought-after Tropic Isles Co-Op, a 55+ resident-owned waterfront community! Enjoy a comfortable living room with a peek of Terra Ceia Bay, spacious lanai, back patio, and paved front sitting area that doubles as a golf cart parking pad. No lot rent! Just $325/month maintenance fee includes water, sewer, trash/recycling, park management, and access to fantastic amenities including the marina, bait shop, pool & spa, fitness center, library, shuffleboard, social rooms, and more. Whether you're looking for a snowbird escape or your Florida forever home, this Sunshine Cottage is ready for you. Come see it today!

58 Montego Drive, Palmetto
80 Del Rio Drive, Palmetto
$110,000
2 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
Welcome to 80 Del Rio Drive in Palmetto, where comfort meets the relaxed charm of Florida waterfront living. This inviting 2-bedroom, 1.5-bath home is thoughtfully designed for both everyday living and entertaining. The home features a spacious kitchen with ample cabinetry, a dedicated dining area, and a large living room that provides plenty of room to relax or host guests. An enclosed front porch offers the perfect spot to enjoy your morning coffee, unwind in the evening, or create a cozy bonus living space. Offered fully furnished and move-in ready, this property makes for an easy transition—whether you're looking for a seasonal getaway or a full-time residence. Just bring your personal touches and start enjoying the Florida lifestyle from day one. Located in the highly sought-after Tropic Isles Co-Op, this 55+ waterfront community offers an exceptional array of amenities. Residents enjoy a deep-water marina with direct access to Tampa Bay and the Gulf of Mexico, perfect for boating and fishing enthusiasts. The community also features waterfront parks, a heated pool and spa, fitness center, shuffleboard courts, kayak launch, and an active social calendar that makes it easy to connect with neighbors and enjoy the best of coastal living. Whether you're seeking relaxation, adventure on the water, or a vibrant community atmosphere, this home offers it all. Come experience the best of Florida waterfront living—your next chapter starts here.

80 Del Rio Drive, Palmetto
3002 12th Street W, Palmetto
$189,000
2 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
GOLF CART INCLUDED on full-price as-is purchase!!! Don't miss this beautiful 2-bedroom, 2-bath home in Tropic Isles, a highly sought-after 55+ waterfront community where you own the land—NO lot rent! Built in 1992 and offering approximately 1,056 square feet of comfortable living space, this well-maintained home is ideal as a seasonal retreat or full-time Florida residence. Conveniently located just minutes from Terra Ceia Bay and the stunning Gulf Coast beaches, you'll enjoy the best of coastal living. Inside, the open-concept kitchen, dining, and living areas create a bright, welcoming space that's perfect for everyday living and entertaining. Vaulted ceilings enhance the spacious feel, while continuous flooring throughout means there's no carpet to maintain. A built-in hutch adds both charm and functionality. The home also offers exceptional outdoor features, including an extra-long driveway with room for a boat or jet ski trailer, dedicated golf cart parking, and a large lockable storage shed for all your tools, beach gear, and recreational equipment. New French doors (December 2025) open to the screened-in patio, providing the perfect spot to enjoy your morning coffee or unwind with a sunset cocktail. Whether you're looking for a winter getaway or your forever home, this Tropic Isles gem offers comfort, convenience, and the relaxed Florida lifestyle you've been searching for. Schedule your private tour today.

3002 12th Street W, Palmetto
361 Tampico Drive, Palmetto
$50,000
3 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
Calling all PROJECT SEEKERS and CREATIVE RENOVATORS — this one’s for you! Located in the highly sought-after TROPIC ISLES, A 55+ resident-owned waterfront community, this hurricane-damaged mobile home is ready for your vision and craftsmanship. Perfect for those who love a challenge and see opportunity where others see work. Whether you choose to repair, replace, or rebuild, this property offers endless potential in a waterfront lifestyle setting with community amenities including marina, pool, clubhouse, and active social calendar. Sold AS-IS. Cash offers only. Come turn this blank canvas into your Florida dream retreat!

361 Tampico Drive, Palmetto
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